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Citi Mortgage    Welcome to the Citi mortgage blog, a new way for us to provide you with the information, advice and direction you need to make the important mortgage-related decisions for you and your families. We hope this site will encourage lots of discussion, ideas and debate.
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Memo From carolyn marshall

Have a question about your current mortgage? Interested in a new mortgage or refinancing? There are many ways you can get in touch with us, and we're eager to start the conversation. So pick a way, and let's talk:   ·         One-click Access to Your Account: Just sign in here to look up payment information, account balances and more.   ·         General Website: Visit www.citimortgage.com for a wealth of information about buying or refinancing. There's even an online application to get you started.   ·         Toll-free Hotline: Call 1-800-248-4638† any time--day or night--to discuss buying or refinancing.   ·        ...

Memo From carolyn marshall

Citi and Housing Initiative Partnership, Inc. are hosting a homeowner assistance event for distressed homeowners on Wednesday, November 30.   The event is free! Here are the details:   When:     Noon to 7:00 p.m.                         Where:    Hilton Garden Inn Washington DC/Greenbelt                7810 Walker Drive                Greenbelt, MD 20770   What you can expect ...   CitiMortgage client assistance representatives will be available to consult with homeowners having difficulty making their mortgage payments or facing potential foreclosure to determine what solutions may be open to them. Citi is partnering with Housing Initiative Partnership, Inc. for this event.   Come...

Memo From carolyn marshall

Wondering if now is the time to buy a home? It could actually be a great time.   If you believe what you hear in the news, mortgage lenders aren't lending much anymore and it's almost impossible to qualify for a mortgage today. Let us set the record straight - we haven't stopped lending at Citi. Helping people afford the homes they want is our business.   Even better, interest rates and home prices are the lowest they've been in many years. That's not great news if you're a seller, but if you're in the market to buy this may...

Memo From carolyn marshall

With the low interest rates today, you may be considering a refinance. Before you begin, be sure to do your homework.   Today, we are seeing some of the lowest interest rates in decades and that may have you contemplating a refinance. After all, isn't it a great time to refinance so you can lower your monthly payments by shaving a percentage point or two off of your current interest rate? The answer is maybe.   While mortgage rates are at an all-time low, that's only part of the picture. If you're thinking about refinancing your existing mortgage, here are...

Memo From carolyn marshall

This is the home buyer's market of a lifetime, with more opportunities--and challenges--than most of us could have ever foreseen. If you're paying monthly rent today, there is a good chance you could be ready for home ownership. Yes, you a home owner--even in this economy.   Despite what you may have heard, mortgage lenders have plenty of credit available for qualified buyers. The key is knowing exactly how much of a home you qualify for--without overextending yourself. Before you begin your house hunting journey, work with a mortgage lender to get pre-qualified. Once you're pre-qualified, you will know...

Memo From carolyn marshall

Originally published on new.citi.com on May 9, 2011 10:48 AM by Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management    Rates on 30-year fixed-rate mortgages are currently averaging around 5%, while one-year adjustable-rate loans are nearer to 3½%, according to HSH.com. That 1½ percentage-points difference prompts the question: Should you go for an adjustable-rate loan instead? Like many things in life, it depends.   Imagine your paycheck fluctuates, perhaps because you work on commission or you own a small business. Alternatively, let's say you just don't like uncertainty. In these cases, you may want to go for a fixed-rate...

Memo From carolyn marshall

Get pre-approved with our SureStart program so you know exactly how much of a mortgage you qualify for before you start house hunting. With a pre-approved loan commitment in hand you can shop with confidence. If you have any questions call 1-800-248-4638† to talk to our experienced Mortgage Consultants.   SureStart®: SureStart is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. † Calls are randomly monitored and recorded to ensure...

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† Calls are randomly monitored and recorded to ensure quality service.

First mortgage loans are originated by Citibank,N.A.
First mortgage loans are serviced by CitiMortgage,Inc.
CitiMortgage does business as Citicorp Mortgage in New Mexico.

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